Ramsey v. Penn Mutual Life Insurance

MEMORANDUM OPINION & ORDER

WILLIAM H. BAUGHMAN, JR., United States Magistrate Judge.

Introduction

This is a diversity case1 arising out of defendant Penn Mutual Life Insurance Company’s refusal to pay death benefits to plaintiff Barbara Ramsey on the death of her husband John Ramsey, the insured. Before me2 are cross-motions for summary judgment.3 In addition to briefing their respective motions,4 responding in opposition,5 and replying to such responses,6 the parties have participated in an oral argument on these motion's7 and submitted joint stipulations of fact before8 and after9 the oral…