Barbara Ramsey v. Penn Mutual Life Insurance Company

OPINION

BERNICE BOUIE DONALD, Circuit Judge.

In this case, Defendant-Appellee Penn Mutual Life Insurance Company (“Penn Mutual”) refused to pay death benefits to Plaintiff-Appellant Barbara Ramsey (“Plaintiff’) upon the death of her husband, John Ramsey (“Mr. Ramsey”). The district court concluded that Mr. Ramsey had failed to inform Penn Mutual of a change in the status of his health prior to the delivery of his life-insurance policy, thereby breaching a representation in the contract and permitting Penn Mutual to deny payment of benefits. Ramsey v. Penn Mut. Life Ins. Co., 36 F.Supp.3d 761,…