Ingram v. Shelter Mutual Insurance Co.

PARRISH, Judge.

Shelter Mutual Insurance Co. (Shelter) appeals a summary judgment holding an endorsement in an automobile insurance policy invalid. The endorsement declared that the policy provided no insurance “while any automobile is being driven by or is under the direct control of: Ronald Harmon.” The trial court held the endorsement violated public policy established by Missouri’s Motor Vehicle Financial Responsibility Law, chapter 303, RSMo 1986. This court affirms.

The named insureds in the automobile insurance policy are Jimmie Harmon and Evelyn Marie Harmon. The policy was in effect…