Distler v. Reuther Jeep Eagle

KATHIANNE KNAUP CRANE, Presiding Judge.

This case presents the issue of whether the Missouri Motor Vehicle Financial Responsibility Law (MVFRL) partially invalidates the “car business” exclusion in an owner’s motor vehicle liability policy and, if it does, if the owners’ insurer is responsible for the entire amount of the $16,-950.00 judgment. We hold that the MVFRL does partially invalidate the “car business” exclusion. We further hold that, where the driver’s policy has an “other insurance” excess clause with respect to non-owned vehicles and the owners’ policy has only an “other insurance”…