Southeastern Fidelity Insurance v. Chaney

Banke, Presiding Judge.

The appellant, Southeastern Fidelity Insurance Company, issued a policy of motor vehicle liability insurance to the appellees, Effie and June Chaney. The insured vehicle was owned by and registered to Effie Chaney; however, she did not have a driver’s license, and she was identified on the policy as a non-driver. The regular driver of the vehicle was June Chaney, Effie’s 25-year-old daughter, who resided in the same household with Effie along with two children of her own.

During the period the policy was in effect, Effie was injured in a collision which occurred while…