Metropolitan Life Insurance v. Applewhite

Mrs. C. L. Applewhite sued the Metropolitan Life Insurance Company on two policies of life insurance. Her amended petition contained the following allegations: In 1937 and 1938 the defendant issued two policies insuring the life of her son, William H. Applewhite, for $510 and $495 respectively. The beneficiary designated in the policies was Lucile Applewhite, the wife of the insured. In each policy the right to change the beneficiary was reserved, subject to the following provision in the policy: “No designation of a beneficiary shall be binding on the company unless endorsed on this policy…