Howard v. Oregon Mutual Insurance

KIDWELL, Justice.

This is a dispute regarding the interpretation of uninsured/underinsured motorists provisions in an insurance policy issued by Oregon Mutual Insurance Company (Oregon Mutual) to Harold and Zola Howard (the Howards). The Howards brought an action against Oregon Mutual seeking a declaratory judgment and damages for breach of contract and bad faith. The district court granted summary judgment in favor of Oregon Mutual, finding that the policy’s uninsured/under-insured motorists offset provisions unambiguously precluded recovery by the Howards. We affirm.

I

FACTS AND PROCEDURAL…