Hoover v. HSBC Mortgage Corp.

MEMORANDUM-DECISION AND ORDER

MAE A. D’AGOSTINO, District Judge:

I. INTRODUCTION

On February 8, 2013, Plaintiffs commenced this putative class action alleging that Defendants engaged in a scheme to generate fees and income for themselves by requiring mortgagors to purchase flood insurance for amounts and time periods *230not required under their loan agreements and applicable law, and through improper commissions, kickbacks, and other benefits. Plaintiffs seek injunctive relief, declaratory judgments, monetary damages, and attorneys’ fees and costs. See Complaint, Dkt. No. 1 (“Compl.”). Presently…