Ruppe ex rel. Estate of Ruppe v. Auto-Owners Insurance

In this declaratory judgment action, Respondents Wayne M. and Betty W. Ruppe (the Ruppes) sought judicial determination of the applicable limit of coverage under a policy of liability insurance issued by Appellant Auto-Owners Insurance Company (Auto-Owners). The Ruppes sought to “stack” the $100,000 limit of liability coverage in a policy covering two au*426tomobiles. The trial court found the liability coverage could be stacked. Auto-Owners appeals. We affirm as modified.

The parties stipulated to the following facts. On September 14,1990, Linda Bagwell entered Interstate 85 in the wrong…