Morrill v. Cotton States Mutual Insurance Co.

BLACKBURN, Presiding Judge.

Jennifer Morrill, individually and as executrix of her father’s estate, appeals the grant of summary judgment to Cotton States Mutual Insurance Company (“Cotton States”) on claims arising from the father’s property insurance policy. Specifically, Morrill contends that the trial court erred in enforcing a contractual time limit to her right to file suit on the insurance policy, because (1) the one-year time limit violates insurance regulations, (2) Cotton States waived enforcement of the policy’s time limit, and (3) even if the one-year limit is enforceable, it does…