Beece v. Guardian Life Insurance of America

Patrick Beece, the deceased, was employed as an account supervisor and vice-president by the Geer Dubois Agency. He was insured through his employer for accidental death and dismemberment under an insurance policy issued by the defendant, the Guardian Life Insurance Company of America. The policy, inter alia, provided: “If an Employee, while insured for this insurance, under this policy, sustains accidental bodily injuries and within ninety days after such injuries are incurred, suffers the loss of life, sight or limb as a direct result of such injuries and independently of all other causes,…