Legal Opinion
Harry Carmichael and Louise Carmichael v. The Payment Center, Inc.
Court of Appeals for the Seventh Circuit
Decided July 17, 2003No. 02-3958PublishedCited by 20 opinions
1Opinion of the Court
MANION, Circuit Judge.
Harry and Louise Carmichael sued The Payment Center, Incorporated (PCI), alleging that PCI violated the Truth in Lending Act (TILA or the Act), 15 U.S.C. § 1601, et seq., by failing to make adequate disclosures regarding their loan, and by failing to allow them the extended recision period of three years required when a creditor fails to make a material disclosure. The district court granted summary judgment, holding that PCI’s disclosures were adequate under the Act and that the extended recision period was therefore unavailable to the Carmichaels. The Carmi-chaels…
2Cases cited14 opinions
- Federal Deposit Insurance v. MeyerSupreme Court of the United States · 1994
- Christensen v. Harris CountySupreme Court of the United States · 2000
- Patricia Rogers v. City of Chicago, an Illinois Municipal CorporationCourt of Appeals for the Seventh Circuit · 2003
- Ronnie E. Brown and Edith M. Brown v. Marquette Savings and Loan AssociationCourt of Appeals for the Seventh Circuit · 1982
- Darlene JAMES, Plaintiff-Appellant, v. Michael SHEAHAN, in His Capacity as Cook County Sheriff, Defendant-AppelleeCourt of Appeals for the Seventh Circuit · 1998
9 more not listed; retrieve them via the Exa API.
3Cited by20 opinions
- Bonte v. U.S. Bank, N.A.Court of Appeals for the Seventh Circuit · 2010
- Bernstein v. BankertCourt of Appeals for the Seventh Circuit · 2012
- Vernon Handy, Administrator of the Estate of Geneva H. Handy v. Anchor Mortgage Corporation and Countrywide Home Loans, Inc.Court of Appeals for the Seventh Circuit · 2006
- Hamm v. Ameriquest Mortgage Co.Court of Appeals for the Seventh Circuit · 2007
- Mulford v. Altria Group, Inc.District Court, D. New Mexico · 2007
15 more not listed; retrieve them via the Exa API.