American Family Mutual Insurance v. Wilkins

The opinion of the court was delivered by

Rosen, J.:

This case presents four certified questions from the United States District Court for the District of Kansas regarding the liability limits of an automobile insurance policy. The four certified questions are as follows:

1. When “occurrence” is not defined in an automobile LIABILITY POLICY, WHAT TEST SHOULD BE APPLIED UNDER Kansas law in determining whether there are MULTIPLE “OCCURRENCES” AND, IF SO, THE NUMBER OF “OCCURRENCES”?

2. When multiple collisions involving several VEHICLES AND INJURED PERSONS RESULT FROM THE ACTIONS OF THE INSURED…