Legal Opinion

Watkins v. Louisiana State Life Insurance

Supreme Court of Arkansas

Decided February 6, 1922PublishedCited by 7 opinions

Appeal from Yell Circuit Court, Dardanelle District, A. B. Priddyi Judge; The court erred in taking the case from the jury and rendering a judgment for the defendant. 95 Ark. 561; 71 Ark. 447; 76 Ark. 522; 73 Ark. 561; 89 Ark. 222; 89 Ark. 372; 63 Ark. 94; 77 Ark. 556; 36 Ark. 451; 35 Ark. 146; 62 Ark. 63; 8 Ark. 57. Courts do not favor insurance forfeitures, nor do they regard with favor technical defenses. 20 Ark. 214; 67 Ark. 511; 67 Ark. 558; 21 Minn. 805; 23 Minn. 491;…

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Appeal from Yell Circuit Court, Dardanelle District, A. B. Priddyi Judge; The court erred in taking the case from the jury and rendering a judgment for the defendant. 95 Ark. 561; 71 Ark. 447; 76 Ark. 522; 73 Ark. 561; 89 Ark. 222; 89 Ark. 372; 63 Ark. 94; 77 Ark. 556; 36 Ark. 451; 35 Ark. 146; 62 Ark. 63; 8 Ark. 57. Courts do not favor insurance forfeitures, nor do they regard with favor technical defenses. 20 Ark. 214; 67 Ark. 511; 67 Ark. 558; 21 Minn. 805; 23 Minn. 491; 32 N.Y. 405; 101 Mass. 558; 5 Ind. 103; 2 May on Insurance, sec. 361. A contract of insurance is construed most strongly…

1Opinion of the CourtSmith, J.

• Appellant is the beneficiary named in a policy of life insurance upon the life of her brother, Horace Vernon Collins, issued by appellee, hereinafter referred to as the company. A copy of the policy was made an exhibit to the complaint, and on page 2 thereof appears a section numbered 5, which deals with the liability of the company in case of total disability on the part of the insured. Section No. 12 provides: “This policy is free of conditions as to residence, travel or occupation. No permit or extra premium will be required for military or naval service in time of war, or in time of…

2Cases cited6 opinions

  1. Miller v. Illinois Bankers' Life Ass'nSupreme Court of Arkansas · 1919
  2. St. Louis Southwestern Railway Co. v. MulkeySupreme Court of Arkansas · 1911
  3. Benham v. American Central Life InsuranceSupreme Court of Arkansas · 1919
  4. Nutt v. Security Life InsuranceSupreme Court of Arkansas · 1920
  5. Webber v. RodgersSupreme Court of Arkansas · 1917

1 more not listed; retrieve them via the Exa API.

3Cited by7 opinions

  1. Vinson v. WootenSupreme Court of Arkansas · 1924
  2. Scales v. the Union Central Life Insurance Co.Supreme Court of Arkansas · 1940
  3. Staggs v. JosephSupreme Court of Arkansas · 1923
  4. J. T. Fargason Co. v. Bank of LepantoSupreme Court of Arkansas · 1922
  5. Opinion No., Arkansas Attorney General Reports2006

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