Rambin v. Allstate Insurance Company

In this case we are called on to examine the meaning of MCL 750.414, the misdemeanor joyriding statute, in the context of MCL 500.3113(a), which excludes certain individuals from entitlement to personal protection insurance benefits (commonly known as “PIP benefits”) under the no-fault act. Specifically, under MCL 500.3113(a), a person who was injured while “using a motor vehicle or motorcycle which he or she had taken unlawfully,” is not entitled to PIP benefits. We recently examined these statutory provisions in Spectrum Health Hosps v Farm Bureau Mut Ins Co of Mich.1 We held that a person…