Legal Opinion

Raviah Stephens v. Trans Union LLC

District Court, E.D. Wisconsin

Decided August 18, 2026No. 2:26-cv-00781Unknown

1Opinion

UNITED STATES DISTRICT COURT EASTERN DISTRICT OF WISCONSIN RAVIAH STEPHENS, Plaintiff, v. Case No. 26-C-781 TRANS UNION LLC, Defendant. DECISION AND ORDER GRANTING DEFENDANT’S MOTION TO DISMISS Plaintiff Raviah Stephens, proceeding pro se and in forma pauperis, commenced this action in which she claims that she was denied credit based on inaccuracies in a credit report prepared by Defendant Trans Union LLC. Plaintiff alleges that Trans Union violated the Fair Credit Reporting Act (FCRA),

15 U.S.C. § 1681

et seq., in three ways: (1) by failing to use reasonable procedures to assure maximum…

2Cases cited12 opinions

  1. Ashcroft v. IqbalSupreme Court of the United States · 2009
  2. Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
  3. Conley v. GibsonSupreme Court of the United States · 1957
  4. Lujan v. National Wildlife FederationSupreme Court of the United States · 1990
  5. Killingsworth v. HSBC Bank Nevada, N.A.Court of Appeals for the Seventh Circuit · 2007

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