Legal Opinion
Killingsworth v. HSBC Bank Nevada, N.A.
Court of Appeals for the Seventh Circuit
Decided November 9, 2007No. 06-1616, 06-2178PublishedCited by 612 opinions
1Opinion of the Court
SYKES, Circuit Judge.
We have consolidated for purposes of disposition two cases that require us to determine whether an amendment to the Fair Credit Reporting Act (“FCRA”) eliminating private rights of action has an impermissible retroactive effect when applied to FCRA claims that accrued prior to the amendment’s effective date. Linda Killingsworth received a prescreened credit card offer from Household Bank, N.A., sometime prior to August 20, 2004. She claims the offer contained FCRA disclosures that were not clear and conspicuous. The plaintiff in the second suit, Eric Sawyer, applied for…
2Cases cited21 opinions
- Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
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- Conley v. GibsonSupreme Court of the United States · 1957
- Landgraf v. USI Film ProductsSupreme Court of the United States · 1994
- Lindh v. MurphySupreme Court of the United States · 1997
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3Cited by612 opinions
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- League of Women Voters of Chi v. City of ChicagoCourt of Appeals for the Seventh Circuit · 2014
- Harriet Walczak v. Chicago Board of EducationCourt of Appeals for the Seventh Circuit · 2014
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