Lewis v. Insurance Co. of North America

The plaintiff contends that the court erred in holding that the silo filler and hay baler were not within the terms of the policy. The policy clearly covered “farm-machinery” and by its terms excluded “threshing machines, windmills, electric motors, gasoline, kerosene and steam-power engines and machines.” The policy is a Wisconsin standard fire policy, but paragraph 19 thereof is contained in a rider attached to the policy which is clearly “a description and specification or schedule of the property covered.” Sec. 203.06 (2), Stats. The form of the particular rider containing paragraph 19 is…