Fireman's Fund Insurance Co. v. Cramer

While the quoted exclusionary clause has not been construed in this jurisdiction in the light of facts comparable with those in suit, there is respectable authority of other jurisdictions which, in my opinion, compels the conclusion that the trial court erred in holding that the exclusionary clause operated to relieve the insurer from liability for the damage to the defective thermostat on the car, but did not relieve it of liability *224for damages to the motor, the usefulness of which was completely destroyed by a chain of events precipitated by the mechanical failure of the thermostat. The…