Protection Mutual Insurance v. Mitsubishi Silicon America Corp.

LINDER, «J.

This case arises out of an insurance coverage dispute between plaintiff Protection Mutual Insurance Company (Protection Mutual) and defendant Mitsubishi Silicon America Corporation (known as and referred to in this opinion as Siltec). The specific issue is whether Siltec’s general property casualty policy, issued by Protection Mutual, covers certain “business interruption” losses that Siltec incurred when it lost useable water and water discharge services due to a flood. Protection Mutual filed a complaint seeking a declaration that the policy does not cover the losses. Siltec…