United Services Automobile Ass'n v. Markosky

HOWARD, Judge:

United Services Automobile Association (USAA) brought this action seeking a determination that State Farm Mutual Automobile Insurance Company owes coverage to the full extent of its insured’s liability policy limits. State Farm appeals the trial court’s grant of summary judgment to USAA, asserting that it is only liable for the minimum statutory limits, rather than the full policy amount, where its insured breached the cooperation clause in the policy. We reverse.

FACTUAL/PROCEDURAL BACKGROUND

On November 20, 1994, Douglas J. Markosky was injured when the bicycle he was riding…