Sampson v. State Farm Mutual Insurance

This is an action to recover damages under the collision coverage provisions of an automobile insurance policy. The insurance company denied coverage for nonpayment of premium. The action was tried to the court, jury trial having been waived. The District Court entered judgment for the value of the automobile, less salvage, and an attorney’s fee. The insurance company has appealed.

In March 1975, plaintiffs purchased an automobile insurance policy from an agent of the defendant insurance company. The policy included collision coverage. The policy period was for 6 months, March 27, 1975, to…