FARMERS INSU. CO. v. Hall

John A. Fogleman, Justice.

Appellant Farmers Insurance Company of Arkansas issued an automobile insurance policy on January 3, 1974, to appellee J. W. Hall covering a 1974 pickup truck. Collision coverage was included. The term of the policy was six months. Appellee elected to renew the policy near the end of the original term and paid the required premiums. The new term was from July 3, 1974 until January 3, 1975. Appellant offered to renew the policy for another six month term upon payment of the premium prior to the expiration date. No premium was paid until appellee’s wife mailed a check…