St. Paul Lloyd's Insurance Co. v. Fong Chun Huang

OPINION ON MOTION FOR REHEARING

SEARS, Justice.

The opinion of February 21,1991 is withdrawn and the following is substituted therefor. St. Paul Lloyd’s Insurance Company appeals a fire loss case involving the Happy Buddha Restaurant. St. Paul’s denied coverage under its insurance policy claiming Fong Chun Huang (appellee) was responsible for the burning of the restaurant. Fong sued St. Paul’s for failure to pay on the policy and for breach of the duty of good faith and fair dealing. The trial court awarded damages to Fong for the cash value under the insurance policy and for breach of the duty…