Phoenix Indemnity Insurance Co. v. Estate of Bell

OPINION

ORME, Presiding Judge:

Plaintiff Phoenix Indemnity Insurance Company appeals the trial court’s order granting summary judgment in favor of the estate of Justin Bell. Specifically, the court held that, at the time of his death, Bell was covered by a valid automobile insurance policy issued by Phoenix. We affirm.

FACTS

The facts are not in dispute. On July 10, 1991, Justin Bell applied for an automobile insurance policy with Phoenix Indemnity Insurance Company through Lyons & Associates, an independent insurance agency. The policy, covering his 1980 Saab, included liability and personal…