State Farm Automobile Insurance v. Dressler

OPINION

JACOBSON, Judge.

The issue in this case is whether a State Farm Automobile Insurance policy which specifically excludes coverage for a named individual, relieves State Farm from responsibility for an accident involving the excluded individual but where the action is against the named insured under a theory of negligent entrustment.

The pertinent facts are not in dispute. At some point before November 18, 1981 State Farm issued an automobile liability policy covering Donald R. Dressier as the named insured. State Farm later learned that Joyce M. Dressier, Donald Dressler’s wife, had been…