Barnes v. Home Beneficial Life Insurance Company

In insurance policies' which provide for payment, not merely for death, but death by accident or by external, violent, and accidental means, the authorities support the general rule that the burden is on the plaintiff to show that the death of insured resulted from accident or accidental means within the terms of the policy. Chesson v. Insurance Co., 268 N.C. 98, 150 S.E. 2d 40; Horn v. Insurance Co., 265 N.C. 157, 143 S.E. 2d 70; 29A Am. Jur., Insurance §§ 1852, 1957 (1960); 46 C.J.S., Insurance § 1317(2) (1946); Annot., 12 A.L.R. 2d 1264, 1268-69 (1950); Annot., 144 A.L.R. 1416, 1422…