Genone v. Citizens Ins. Co. of New Jersey

Almand, Justice.

Insurance contracts are governed by the same rules of construction or interpretation, for the purpose of ascertaining the intention of the parties, as apply to other contracts. Code § 56-815; Golden v. National Life & Accident Insurance Co., 189 Ga. 79 (2), 87 (5 S. E. 2d, 198, 125 A.L.R. 838). Where the terms and conditions of an insurance policy ■are unambiguous, the court must declare the contract as made by the parties. Penn Mutual Life Insurance Co. v. Marshall, 49 Ga. App. 287 (1) (175 S. E. 412). Where the meaning is plain and obvious, it should be treated as literally…