Legal Opinion

Employers' Liability Assurance Corp. v. Grand Rapids Bridge Co.

Michigan Supreme Court

Decided March 21, 1905No. Docket No. 61PublishedCited by 1 opinion

Error to Kent; Perkins, J. Assumpsit by the Employers’ Liability Assurance Corporation, Limited, against the Grand Rapids Bridge Company for a premium upon a policy of insurance. There was judgment for plaintiff for less than the amount claimed, and both parties bring error.

1Opinion of the CourtMontgomery, J.

On the 34th day of April, 1901, the plaintiff was engaged in the business of insuring employers against liability for damages on account of injuries suffered by an employe while engaged in the work of the employer. The different kinds of employment are classified, and insurance is written at different rates. In employers’ liability insurance the premium is determined by the gross amount of the pay roll and the rate. For the reason that the amount of the pay roll cannot be determined with certainty for the future period covered by the insurance, it is necessary to estimate the pay roll, and…

2Cases cited9 opinions

  1. Gristock v. Royal InsuranceMichigan Supreme Court · 1891
  2. Palmer v. Hartford Fire InsuranceSupreme Court of Connecticut · 1887
  3. Dailey v. Preferred Masonic Mutual Accident Ass'n of AmericaMichigan Supreme Court · 1894
  4. Haines v. SaviersMichigan Supreme Court · 1892
  5. Wertin v. CrockerMichigan Supreme Court · 1880

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3Cited by1 opinion

  1. Moore v. Royal Oak Lumber & Supply Co.Michigan Supreme Court · 1912

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