Hartford Insurance v. O'Mara

OPINION BY

JOYCE, J.:

¶ 1 Appellant, The Hartford Insurance Company (“Hartford”), appeals from the August 29, 2003, judgment entered in the Court of Common Pleas of Philadelphia County in favor of Appellee, Steven O’Mara. For the following reasons, we reverse. The relevant facts and procedural history, as aptly stated by the trial court, follow:

The instant case arose out of a dispute over the proper procedure for applying for uninsured motorist (“UM”) and un-derinsured motorist (“UIM”) coverage. In September, 1994, William and Elizabeth O’Mara (“the O’Maras”), parents of [Ajppellee Steven…