Allstate Indemnity Company v. Blackgoat

This opinion follows our request for briefing on several issues in a previous opinion. Based on our discussion below, we remand for further proceedings.

I

The relevant facts for this opinion are as follows. An accident occurred on U.S. Highway 160 that killed Carl and Valerie Little Holly. Allstate, an insurance company, filed an interpleader action in the Kayenta District Court to distribute proceeds from a contract it had with its insured to pay tort damages. According to Allstate, the contract, which neither party submitted to the Kayenta District Court or this Court, caps its responsibility…