Love of God Holiness Temple Church v. Union Standard Insurance Co.

OPINION

CORNELIUS, Chief Justice.

The question presented in this appeal is whether, in a suit on a specific peril casualty insurance policy, the insurance company’s failure to specifically deny the insured’s pleaded compliance with all conditions precedent to recovery on the policy relieves the insured from proving that the loss is within the coverage of the policy. We conclude that it does not and that the insured has the burden to both plead and prove that his loss is covered by the policy.

The Love of God Holiness Temple Church sued Union Standard Insurance Company after Union Standard denied…