American Fair Credit Ass'n v. United Credit National Bank

MEMORANDUM OPINION AND ORDER

BABCOCK, Chief Judge.

Defendants move to dismiss pursuant to Rules 12(b)(1), (6), and Plaintiff moves to amend its complaint. Both motions are opposed. For the reasons stated below, I grant in part and deny in part Defendant’s motion, and grant Plaintiffs motion. Jurisdiction exists pursuant to 28' U.S.C. § 1332.

I

The following facts are taken from Plaintiffs proposed Second Amended Complaint unless otherwise noted. Plaintiff American Fair Credit Association, Inc. (AFCA) provides educational materials to, and services for, individuals seeking to establish and…