Brown v. Peninsular Fire Insurance

Carley, Judge.

Appellant-insured instituted a declaratory judgment action against appellee-insurer to determine whether he was entitled to certain liability coverage pursuant to his homeowner’s insurance policy. After a bench trial, the trial court ruled that, under the particular circumstances of the case, a “business pursuits” exclusion contained in the policy precluded coverage. On appeal, appellant asserts that the trial court erred in its construction of the “business pursuits” exclusion.

The facts as found by the trial court are not in dispute. Appellant is a real estate broker. Although…