Allstate Insurance Co. v. Hallman

In this case we must determine whether, under a homeowners insurance policy’s terms, an insurer has a duty to defend and indemnify an insured’s potential liability for damages resulting from limestone mining operations conducted on the insured’s property. Neighboring property owners sued Ruth Hallman (“Hallman”) for damages related to limestone mining on her property. Hallman sought coverage under her homeowners insurance policy (“the policy”) with Allstate Insurance Company (“Allstate”), requesting that Allstate defend and indemnify her in the lawsuit. Allstate and Hallman both sought a…