Metropolitan Life Ins. Co. v. Phillips

John Harold Phillips, as beneficiary, brought suit against Metropolitan Life Insurance Company to recover the face value of a policy of insurance issued by the company to his mother, Mrs. Dena Phillips, under date of November 23, 1936, who died May 3, 1937, seeking to recover also 25 per cent, penalty and $52.50 as reasonable attorney’s fees on account of alleged bad faith in refusing to make payment. The application for insurance was not attached to the policy. Among other things it was provided in the policy: “This policy constitutes the entire agreement between the company and the insured…