Hamrick v. Progressive Life-Insurance

1. A provision in a life-insurance policy that if, before the date of the policy, the insured “has had any pul*554monary disease, or chronic bronchitis or cancer, or disease of the heart, liver or kidneys, . . any claim under this policy, shall be limited to the return of premiums paid on the policy, except in the case of fraud, in which case all premiums will be forfeited to the company,” has reference only to such disease, among those named, which was the cause of or contributed to the death of the insured. Where the insured died within five months after the issuance of the policy of one of the…