Legal Opinion

Cotton States Mutual Insurance v. Woodruff

Court of Appeals of Georgia

Decided November 22, 1994No. A94A1840PublishedCited by 8 opinions

1Opinion of the Court

Andrews, Judge.

Robert Woodruff obtained auto insurance from Cotton States Mutual Insurance Company (“Cotton States”) in 1991 for his three vehicles. In 1992 he deleted his Toyota pickup truck from the policy. In 1993, however, Woodruff drove the Toyota to Florida where it was involved in an accident with a bicyclist on May 6 at 12:20 a.m. Upon returning home, Woodruff called Cotton States and asked that the Toyota be added back to the insurance policy. Because he did not expect to obtain coverage for the accident earlier in the day, Wood-ruff did not then report the accident to Cotton States.…

2Cases cited4 opinions

  1. Gulf Life Insurance Co. v. FolsomSupreme Court of Georgia · 1986
  2. Layfield v. SanfordSupreme Court of Georgia · 1981
  3. Deck v. ShieldsSupreme Court of Georgia · 1943
  4. Brannen v. Gulf Life InsuranceCourt of Appeals of Georgia · 1991

3Cited by8 opinions

  1. BANK OF AMERICA, N.A. v. CUNEO Et Al.Court of Appeals of Georgia · 2015
  2. Lee v. American Central InsuranceCourt of Appeals of Georgia · 1999
  3. Walton Electric Membership Corp. v. SnyderCourt of Appeals of Georgia · 1997
  4. 100 Lakeside Trail Trust v. Bank of America, N.A.Court of Appeals of Georgia · 2017
  5. Anthony v. Grange Mutual Casualty Co.Court of Appeals of Georgia · 1997

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