Home Ins. v. Koob
Court of Appeals of Kentucky
Case 49 — Action by Charles Koob and Others against the Home Insurance Company of New York on a Policy of Fire Insurance. APPEAL FROM JEFFERSON CIRCUIT' COURT, CHANCERY DIVISION.
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Case 49 — Action by Charles Koob and Others against the Home Insurance Company of New York on a Policy of Fire Insurance. APPEAL FROM JEFFERSON CIRCUIT' COURT, CHANCERY DIVISION. Judgment for Plaintiffs and Defendant Appeals. ■LEGAL PROPOSITIONS AND AUTHORITIES. 1. When, by the terms of a policy, it is provided that, if there be other insurance on the property, that fact will render the ■policy void, this is an enforceable provision; and other insurance on the property, existing at the time, or taken out subsequently by the insured, or for his benefit and at his expense, will ren-, der the…
1Opinion of the Court
Opinion of the court by
JUDGE O’REAR
Affirming.
Appellee Koob owned a double frame house on Lombard street, Louisville. He mortgaged it in 1894 to the Kentucky Citizens’ Building & Loan Association to secure a *364loan of $700, payable' in monthly installments, on the familiar building association plan.' At the same time he contracted with appellant for an insurance against loss or damage by fire to the building to the extent of $800. The policy was indorsed, “Loss, if any, payable to the Kentucky Citizens’ 'Building & Loan Association, mortgagee, as its interest may appear,” etc. The bond from Koob…
2Cases cited9 opinions
- Home Insurance v. Baltimore Warehouse Co.Supreme Court of the United States · 1876
- Phœnix Ins. v. SpiersCourt of Appeals of Kentucky · 1888
- Sun Insurance Office v. VarbleCourt of Appeals of Kentucky · 1898
- Lancashire Insurance v. MonroeCourt of Appeals of Kentucky · 1897
- London & Lancashire Fire Insurance v. Turnbull & Co.Court of Appeals of Kentucky · 1887
4 more not listed; retrieve them via the Exa API.
3Cited by19 opinions
- Aetna Life Insurance v. BethelCourt of Appeals of Kentucky · 1910
- Fidelity & Casualty Co. v. CooperCourt of Appeals of Kentucky · 1910
- McCoy v. Continental InsuranceMichigan Supreme Court · 1949
- Twin City Fire Insurance Co. v. Walter B. Hannah, Inc.Court of Appeals of Kentucky (pre-1976) · 1969
- Swoope v. United States Fire InsuranceSuperior Court of Pennsylvania · 1925
14 more not listed; retrieve them via the Exa API.