Legal Opinion

Home Insurance v. Baltimore Warehouse Co.

Supreme Court of the United States

Decided November 20, 1876No. 69PublishedCited by 155 opinions

Error to the Circuit Court of the United States for the District of Maryland. This was assumpsit by the defendant in error, commenced June 2, 1873, on a policy of insurance issued to it Dec. .7, 1869, by the. plaintiff in error, and containing, among others, the following provisions: — “By this policy of insurance the Home Insurance Company, in consideration of $100 to them paid by the insured hereinafter named, the receipt whereof is hereby acknowledged, do insure Baltimore…

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Error to the Circuit Court of the United States for the District of Maryland. This was assumpsit by the defendant in error, commenced June 2, 1873, on a policy of insurance issued to it Dec. .7, 1869, by the. plaintiff in error, and containing, among others, the following provisions: — “By this policy of insurance the Home Insurance Company, in consideration of $100 to them paid by the insured hereinafter named, the receipt whereof is hereby acknowledged, do insure Baltimore Warehouse Company against loss or damage by fire to the amount of $20,000, on merchandise hazardous or extra,…

1Opinion of the CourtJustice Strong

The most important question in this case relates to the proper construction of the defendants’ policy of insurance. It is contended on their behalf that it. covered only the warehouse company’s interest in the goods contained in the warehouse. If this is the'true meaning of the contract, the instruction given .by the Circuit Court to the jury was erroneous. If, on the other hand, the policy covered the merchandise itself, and not merely the interest which the warehouse company had therein, there is no just ground of complaint of the charge of the circuit judge. Blanket and floating policies…

2Cases cited3 opinions

  1. De Forest v. Fulton Fire InsuranceThe Superior Court of New York City · 1828
  2. Whitridge v. ParkhurstCourt of Appeals of Maryland · 1863
  3. Bentz v. Maryland Bible SocietyCourt of Appeals of Maryland · 1897

3Cited by155 opinions

  1. Phœnix Insurance v. Erie & Western Transportation Co.Supreme Court of the United States · 1886
  2. McGuire v. Russell Miller, Inc.Court of Appeals for the Second Circuit · 1993
  3. Runkle v. BurnhamSupreme Court of the United States · 1894
  4. The Union Insurance Society of Canton, Ltd. v. William Gluckin & Co., Inc.Court of Appeals for the Second Circuit · 1965
  5. John Factor v. Commissioner of Internal RevenueCourt of Appeals for the Ninth Circuit · 1960

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