Pennsylvania National Mutual Casualty Co. v. Black

*225 OPINION

Justice BAER.

We granted review in this case to determine whether the Superior Court erred in concluding that a “setoff’ provision in an automobile insurance policy was unenforceable as against public policy. A setoff provision, generally, provides for the reduction of a claimant’s potential recovery under one part of an insurance policy, such as underinsured motorist coverage, by the amount the claimant recovered under another portion of the same insurance policy, such as bodily injury liability coverage. We conclude that the setoff provision at issue does not violate public policy.…