Kirschner v. Process Design Associates, Inc

We granted leave to determine whether defendant General Accident Insurance Company of America (GAl), which insured defendant Process Design Associates, should be estopped from enforcing policy exclusions against plaintiffs during a garnishment action initiated by plaintiffs to satisfy a judgment rendered against Process Design. We hold that GAl is not estopped from enforcing the policy exclusions against plaintiffs. Gai satisfied its duty to notify its insured, Process Design, that it was defending the case under a reservation of rights. Under Michigan law, there is no additional duty that…