Legal Opinion

Ruddock v. Detroit Life Insurance

Michigan Supreme Court

Decided April 10, 1920No. Docket No. 21PublishedCited by 94 opinions

Error to Calhoun; North (Walter H.), J. Assumpsit by James A. Ruddock, administrator of the estate of Charles H. Ruddock, deceased, against the Detroit Life Insuránce Company on a policy of insurance. Judgment for defendant non obstante veredicto. Plaintiff brings error. Plaintiff’s decedent was his son, nearly 27 years of age and unmarried.

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Error to Calhoun; North (Walter H.), J. Assumpsit by James A. Ruddock, administrator of the estate of Charles H. Ruddock, deceased, against the Detroit Life Insuránce Company on a policy of insurance. Judgment for defendant non obstante veredicto. Plaintiff brings error. Plaintiff’s decedent was his son, nearly 27 years of age and unmarried. On September 2, 1917, deceased made application to the defendant for a policy of insurance in the sum of $2,000 and paid the regular premiums for one year. His application contained the following: “I hereby certify that I have read all statements and…

1Opinion of the CourtFellows, J.

(after stating the facts). We shall consider the questions raised in their order.

1 and 2. If the clause of this contract of insurance, which is involved in this action, is not contrary to public policy we perceive no good reason for holding it to be invalid. What its construction should be we shall consider under another head. The diligence of counsel has brought to our attention but one case where the question of public policy was involved. With the limit of time at our disposal we have found but one other.

In the case of Duckworth v. Scottish Widows Fund Life Assurance Society, 33 Times Law…

2Cases cited15 opinions

  1. Cohen v. . N.Y. Mutual Life Insurance Co.New York Court of Appeals · 1872
  2. Miller v. Illinois Bankers' Life Ass'nSupreme Court of Arkansas · 1919
  3. McCoy v. Northwestern Mutual Relief Ass'nWisconsin Supreme Court · 1896
  4. Kelly v. Fidelity Mutual Life InsuranceWisconsin Supreme Court · 1919
  5. New York Central Insurance v. WatsonMichigan Supreme Court · 1871

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3Cited by94 opinions

  1. Ulico Casualty Co. v. Allied Pilots Ass'nTexas Supreme Court · 2008
  2. City of Grosse Pointe Park v. Michigan Municipal Liability & Property PoolMichigan Supreme Court · 2005
  3. Washington National Insurance v. CraddockTexas Supreme Court · 1937
  4. Johnson v. Mutual Life InsuranceSupreme Court of Georgia · 1922
  5. López Castro v. Atlantic Southern InsuranceSupreme Court of Puerto Rico · 2003

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