Vicki Frey v. Richard J. Gangwish II

JAMES L. RYAN, Circuit Judge.

This is a debt collection dispute which has become a federal case. The plaintiff, Vicki Frey, appeals from the district court’s order of summary judgment for the defendant, Richard J. Gangwish, II. Frey, the original debtor, alleges that Gangwish, the creditor’s attorney, violated the Fair *1517Debt Collection Practices Act (FDCPA), 15 U.S.C. §§ 1692g(a) and 1692e(11), entitling her to an award of actual damages, statutory damages, costs and attorney’s fees under 15 U.S.C. § 1692k(a).

We are required to decide whether the notice and disclosure requirements of 15 U.S.C.…