Baker v. UNIGARD INSURANCE COMPANY

This is an action on an automobile liability policy issued by defendant to one Tom Campbell. Plaintiff Baker was injured in an accident due to the negligence of Terry Serface, an employee of Campbell, who was driving Campbell’s 1954 Chevrolet. Serface claimed Campbell’s insurance policy extended coverage to him while driving Campbell’s vehicle. The defendant denied coverage for the operation of the Chevrolet. Plaintiff recovered judgment against Serface. Plaintiff brought this action after Serface assigned his rights under the policy to plaintiff. The trial court, sitting without a jury,…