State Farm Fire & Casualty Co. v. Short

GANT, Judge.

Appellant issued a policy of insurance to appellee Short, covering two vehicles, a 1967 Harley Davidson motorcycle and a 1969 Ford van. Short was struck and injured by an uninsured motorist while operating the motorcycle, the appellant paying him $20,000, comprised of $10,000 in basic reparations benefits and $10,000 in uninsured motorist coverage on his motorcycle. The sole question before us is whether Short was entitled to stack an additional $10,000 in “U” (uninsured motorist) coverage on the 1969 Ford van. The lower court said yes; we reverse.

The applicable sections of the…