Preferred Risk Mutual Insurance Co. v. Oliver

JONES, Justice.

The principal issue presented in this appeal is whether an automobile liability insurer may contractually exclude a motorcycle from the definition of “uninsured vehicle” in a policy issued pursuant to the provisions of the uninsured motorist statute. KRS 304.20-020.

On January 25, 1973, Denise Cassel, aged 14, was a passenger on a motorcycle operated by Cloyd Leo Dobson, Jr., when he struck the left rear corner of an automobile stopped in a line of traffic in front of him. The force of the collision threw Denise under the wheels of a car, approaching from the opposite direction.…