Great American Insurance v. Freeman

GEER, Judge.

Plaintiff Great American Insurance Co. appeals from the trial court’s order concluding that its motor vehicle insurance policy with Omega Development Co., LLC provided underinsured motorist (“UIM”) coverage in the amount of $1,000,000.00 to defendant Trenton Freeman, an Omega Development employee. While Great American contends that since its policy was a fleet policy, it was exempt from any statutory requirement that it obtain a rejection or selection of policy limits for UIM coverage, we read the controlling statute differently. Under N.C. Gen. Stat. § 20-279.21(b)(4) (2007), 1…