Gallagher v. Fire Insurance Exchange

Felma Gallagher appeals the trial court’s take-nothing judgment in her suit against Fire Insurance Exchange for breach of contract. The court of appeals affirmed. 950 S.W.2d 379. We reverse the court of appeals’ judgment and remand the case to that court.

Gallagher filed a claim against her homeowner’s insurance policy following a burglary. After Fire Insurance Exchange denied her claim, she sued the company for breach of contract. The jury found that a theft loss occurred, but awarded Gallagher no damages. The trial court rendered a take-nothing judgment on the jury’s verdict. Gallagher…