State Farm Mutual Automobile Insurance v. Long

JACOBSON, Judge.

The threshold issue raised by this appeal is whether a wife who has been given the actual authority to renew an automobile insurance policy, naming both spouses as insureds, and insuring a specific automobile has the general authority to cancel the policy on the named automobile and substitute another automobile therefor without the knowledge or consent of her husband.

This present action arose out of a personal injury lawsuit brought by plaintiffsappellees (the Longs) against Mr. and Mrs. Lindsay Mitchell. That personal injury suit had its factual foundation in an automobile…